Tim and Wynne Curran, known as The Finance Couple™, share expert insights on wealth management and financial planning.
We spend most of our adult years accumulating and preparing for retirement, but most people don’t know exactly how to execute the financial plans that should lead to the lifestyle they want.
To help ensure you have “enough” income and assets after retirement, a financial plan that covers both the expected — and the unexpected, can help. Here are some questions to consider:
- Planning and managing your finances should be a full-time job. Do you really want that job, and can you be objective when it comes to your money? This is where a financial advisor can help.
- If you work with a financial advisor, are they offering you comprehensive financial advice and proactively contacting you? If not, are you really just working with a salesperson who lets a computer make the recommendations?
- If you are a couple, do you have different perspectives on your finances and future goals? From our experience, one partner may be more focused on building wealth while the other may simply want to ensure they’re going to be OK. Diverging opinions can cause problems.
- Does your financial advisor hold a CFP® designation, serve as a fiduciary and have education and experience in retirement planning?
If your only interaction with your advisor is an annual meeting, it may be time for a new approach. For more than 20 years, we have built our business around meaningful communication that leads to client success. To start a conversation, visit TheFinanceCouple.com today.
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
